Pembroke Pines Chapter 13 Bankruptcy Attorney

Individualized Legal Service In Chapter 13 Bankruptcy

Chapter 13 bankruptcy can be significantly more complicated than Chapter 7. Usually, Chapter 13 involves higher income and more diversified assets, many of which potential bankruptcy petitioners want to retain through the bankruptcy process. While seeking Chapter 13 bankruptcy relief, it is important to work with an experienced bankruptcy lawyer who can help you through the process.

Bankruptcy attorney Gina Z. Harris helps clients in Pembroke Pines and the surrounding area of Florida. In each matter, she provides clients with individualized attention and personally tailored legal solutions in Chapter 13 bankruptcy proceedings.

Reorganize Your Debts To Stop Repossession And Foreclosure

Gina Z. Harris will review Florida's exemptions and other options to help you protect your assets through the Chapter 13 bankruptcy process, including:

  • Loan modifications: In some cases, creditors will be open to discussing the possibility of modifying the terms of a lending agreement to make payment plans more reasonable for debtors. Florida has new rules regulating loan modifications in Chapter 13 bankruptcy, and we have helped many clients through this process.
  • Lien stripping: If you have more than one mortgage on your home and your home is worth less than what you owe on your first mortgage, we can use the Chapter 13 bankruptcy process to strip away the second mortgage and any subsequent mortgages you have on your home.
  • Obtaining debt relief: Chapter 13 is a debt reorganization plan that allows you to pay your debts in a three-year or five-year repayment plan. We will help you through every step of the process.

Our Pembroke Pines Chapter 13 bankruptcy lawyer Gina Harris will look through all of your financial records with you, including pay stubs, receipts, tax documents and other relevant information, to help you through the process. It is important to disclose everything so we can help you get the most out of the process and help protect your interests.

Contact Gina Z. Harris, P.A.

To schedule a free initial consultation with attorney Harris, call 954-374-7971 or contact us online.

*The hiring of an attorney is an important decision that should not be made solely upon advertisements. Before you decide, ask us about our qualifications and experience.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.